Renters Insurance FAQs
You may not own the building, but your stuff still matters. We’ll help you protect your belongings, and your peace of mind. You can depend on Della for affordable, essential coverage.

Why do I need renters insurance?
Your landlord’s policy won’t cover your stuff. Renters insurance makes sure you’re not left empty-handed after a fire, theft, or accident.
Can a landlord require renters insurance?
Yes, and many do. It protects both you and them.
How much does renters insurance cost?
Usually it’s around $15 to $30 a month. A small price for big protection.
Does renters insurance cover property damage?
Yes, it covers damages to your belongings and protects you from liability if you accidentally damage someone else’s property.
Does renters insurance cover water damage?
Yes, if it’s sudden and accidental (like a burst pipe). It won’t cover flooding from outside water; you’d need separate coverage for that.
Will renters insurance cover my pets?
It may cover liability if your pet causes injury or damage, but your pet’s vet bills aren’t included.
Does my renters insurance cover my roommate?
No. Each tenant needs their own policy, unless both names are listed.
