These Terms of Use ("Terms") govern your use of thedellaagency.com and the forms, tools, and content on it (the "Site"), operated by The Della Agency (The Paul J. Della Agency, "we," "us," or "our"). By using the Site or submitting a form, you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the Site. You must be at least 18 years old and a U.S. resident to request a quote.
The Della Agency is a locally owned insurance agency at 1135 Deer Park Ave, North Babylon, NY 11703, representing Allstate Insurance Company and its affiliates. Our agency is licensed in New York and additional states. Insurance products are not available in every state, and license information is available on request.
Our blog articles, guides, and tools are general educational information about insurance. They are not legal, tax, or financial advice, and they are not a recommendation about your specific situation. Laws and rates change; we update our content but can't guarantee it's always current or complete. For advice about your coverage, talk with a licensed agent.
When you submit information through the Site, you confirm that:
Giving false or misleading information on an insurance application may be a crime and can lead to denial of a claim or cancellation of a policy.
When you submit a quote form and agree to be contacted, you give The Della Agency your prior express written consent to contact you about your insurance quote and related insurance products and services at the phone number and email address you provided. This includes calls and text messages (SMS/MMS) that may be made with an automatic telephone dialing system or an artificial or prerecorded voice, even if your number is on a federal or state Do Not Call registry. This consent is given only to The Della Agency; we do not share it with or transfer it to anyone else.
Under the federal Electronic Signatures in Global and National Commerce Act ("E-SIGN") and New York's Electronic Signatures and Records Act, you agree that clicking a submit button on our forms, together with the consent language shown next to it, is your electronic signature. It has the same legal effect as a handwritten signature. You also agree that we may provide disclosures, notices, and records to you electronically.
You agree not to: submit false information or information about another person without permission; use bots, scripts, or automated tools to submit forms or scrape the Site; try to interfere with, overload, or gain unauthorized access to the Site or its systems; or use the Site for any unlawful purpose.
The Site's text, articles, graphics, logos, and design belong to The Della Agency or its licensors and are protected by copyright and trademark law. You may view and print pages for your personal, non-commercial use. Allstate and related names and logos are trademarks of Allstate Insurance Company. Nothing on the Site grants you a license to use any trademark.
The Site links to websites we don't control, including insurer, review, and government sites. We aren't responsible for their content or practices, and their own terms and privacy policies apply.
The Site and its content are provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties about the Site, express or implied, including accuracy, availability, merchantability, and fitness for a particular purpose.
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Site. Our total liability for any claim arising from the Site will not exceed $100.
These limits apply only to your use of this website. They do not limit any rights you have under an insurance policy, under New York insurance law, or under any other law that can't be waived. You agree to indemnify us against claims arising from information you knowingly submit falsely or from your misuse of the Site.
Please read this section carefully. It affects how disputes are resolved. It does not apply to disputes about an insurance policy or claim, which are governed by your policy and applicable insurance law.
Most concerns can be solved with a phone call. Before starting any formal proceeding, you agree to contact us at pdella@allstate.com or (631) 616-8884, describe the issue, and give us 30 days to try to resolve it. Any applicable statute of limitations is tolled during that period.
If we can't resolve it, any dispute between you and us arising from your use of the Site, or from calls, texts, or emails we send you based on information you submitted through the Site (including claims under the Telephone Consumer Protection Act or similar state laws), will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. We will pay the AAA fees that the Consumer Arbitration Rules assign to the business, and the arbitrator may award you attorneys' fees where the law allows. The arbitration will take place in Suffolk County, New York, or another location that is reasonably convenient for you, or by phone or video.
If 25 or more demands for arbitration raising similar claims are filed by, or with the assistance of, the same or coordinated counsel, they will be administered under the AAA's Mass Arbitration Supplementary Rules, including its batching procedures, and you and we agree to resolve them in batches.
You and we each agree to bring claims only in an individual capacity, not as a plaintiff or class member in any class, collective, or representative proceeding. The arbitrator may not consolidate claims or award class-wide relief.
You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing pdella@allstate.com with your name, the phone number or email you used, and a statement that you opt out of arbitration. Opting out doesn't affect any other part of these Terms.
If the class-action waiver is found unenforceable for a particular claim, that claim will proceed in court and not in arbitration. If any other part of this section is found unenforceable, the rest remains in effect. This section survives the end of your use of the Site.
These Terms are governed by the laws of the State of New York and applicable federal law, including the Federal Arbitration Act, without regard to conflict-of-law rules. For any matter not subject to arbitration, you agree to the jurisdiction of the state and federal courts located in Suffolk County, New York.
We may update these Terms from time to time by posting a new version with a new effective date. Changes apply from that date forward and do not apply to disputes that arose before the change. If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. These Terms and our Privacy Policy are the entire agreement between you and us about the Site.
The Della Agency (The Paul J. Della Agency)
1135 Deer Park Ave, North Babylon, NY 11703
Phone: (631) 616-8884 · Email: pdella@allstate.com
See also our Privacy Policy.